Выберу: займы, кредит и ОСАГО!

Vyberu.ru is a convenient service for comparing and selecting deposits, loans, microloans, credit cards, insurance policies, and other products. You can apply to all banks, calculate your loan and motor insurance, check your credit rating, or find a microloan to your card or online loans without refusal.

Online Loans to Your Card Without Refusal 💵
The app offers payday loans and WebZaym loans, issued quickly with just your passport. WebZaym microfinance organizations (MFOs) are open 24/7 and offer 0% interest microloans for new clients, including standard and secured loans. MFOs issue loans to citizens aged 18 and older. You can apply online. Processing takes just a few minutes, after which the funds are immediately transferred to your card or bank account. Cash advances for payday loans are also available. You can apply for a guaranteed loan by submitting an application directly to the MFO or at an office. Loans and microloans to your card are available online.

Terms of fast microloans to your card:
- term - from 65 to 365 days;
- Interest rate: 0 to 0.8% per day (up to 292% per annum)
- Amount: 1,000 to 1 million rubles.

Compare: favorable microloans are available from Karona, Mig Credit, Webzaim, Turbozaim, Dobrozaim, Nado Deneg, Srochno Dengi, Ekapusta, Adengi, Manimen, Zaimer, and others.

Calculation example:
An MFI issues an online loan of 10,000 rubles for 65 days at a rate of 0.8% per day. Interest will be 5,200 rubles, and the repayment amount will be 15,200 rubles. Overdue debt may incur fines and penalties according to the terms of the agreement.

Get a loan online to your card 💰
Anyone 18 years of age or older can apply for a loan. Approval is possible without income verification and with minimal risk of denial. Crediting period – from 1 day. Pickup available at our office or with delivery. You can apply for a loan online and compare online loans from banks.

Before applying, compare terms:
amount – from 1,000 to 40 million rubles;
term – from 65 days to 20 years;
rate – from 4.5% to 60% per annum.

Compare: You can apply for a favorable consumer cash loan by downloading a mobile app and find a suitable mobile bank:
Ozon, Sberbank, Tinkoff, T Bank, VTB, Alfa Bank, Pochta Bank, Raiffeisen Bank, Sber, Rosselkhozbank, Tbank, RSHB, OTP, and others.

Calculation example:
For a 3-year loan of 1 million rubles at a rate of 9.9%: monthly payment – ​​32,220 rubles; interest – 159,929 rubles; total payment – ​​1,159,929 rubles.

Apply for a Credit Card 💳
Classic and digital (virtual) Credit Cards can be issued at banks under the following terms:

Bank card limit: 1,000–1.5 million rubles;
rate: 0–60%;
grace period: 65–1095 days;
service fee: 0–1795 rubles/month.

Cards are available at VTB, Alfa, Sberbank, Renesan, Home, Europa, and other banks. Applicants must be 18 years of age or older. Income statements are generally not required. The risk of refusal is minimal with a stable income.

Calculation example:
With a limit of 200,000 rubles, a rate of 21%, and a minimum payment of 6% (12,000 rubles), the overpayment for 20 months is 38,536 rubles.

Insurance: apply for a compulsory motor third-party liability insurance policy 🚗
You can apply for Buy OSAGO insurance online at Renessan, Alfa, Sber Insurance, and other providers:
- Calculate the price using the calculator – enter your vehicle's license plate number
- Check insurance terms and conditions at several companies
- To purchase a policy, pay online with a card

Protection of your data:
Vyberu.ru LLC ensures compliance with the personal data processing principles specified in Article 5 of Federal Law No. 152-FZ "On Personal Data" of July 27, 2006.

Disclaimer:
Vyberu.ru LLC (OGRN/KPP: 1207700339549/772501001) does not provide consumer lending services and is not a banking organization or insurer. The app allows you to select a suitable financial product from those available. The final terms and conditions are determined by the relevant agreement. All products presented in the app belong to banks and other financial institutions, the name and number of which are provided. licenses of the Central Bank of the Russian Federation, which are indicated on the product card.