トラノコ

This is the app for "TORANOKO," a unique asset-building service that automatically saves for your future.

Invest steadily with savings, change, points, and miles!

Simply choose from three funds to invest in global stocks, bonds, and other assets.

We support your future asset building with a service that earns investment funds for activities like walking, watching videos, and answering surveys, and a unique pricing structure that increases savings the more you invest.

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About TORANOKO

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■ TORANOKO is a unique asset-building service that automatically saves for your future. In addition to fixed-rate savings, you can invest with change, various points, and ANA miles.

■ By setting up change investment, every time you make a purchase with a credit card or electronic money, your change* will be displayed in the app, and you can automatically invest it with just one click.

*For example, if you spend ¥320, you'll get ¥80 in change if you set the increment to ¥100, ¥180 if you set the increment to ¥500, and ¥680 if you set the increment to ¥1000.

■ You can invest with even small amounts, and you can set both a minimum and maximum monthly investment amount for peace of mind.

■ You can also invest points and miles earned through shopping, such as various points and ANA miles.

■ With a monthly fee of ¥390 and an extremely low annual management fee of 0.33%, the more you invest, the more you save, making this a pricing structure that's optimal for the long term.

The monthly fee is free for the first three months after starting use.

■ You can earn "TORANOKO Points" in a variety of ways, such as by linking with the pedometer app "Money Step," answering surveys, and watching mini videos. You can invest your accumulated points directly.

■ Receive investment funds based on the number of investments you make! Plus, you'll earn ANA miles and d Points every month, regardless of your investment amount.

■ With the "TORANOKO Student Discount," students can enjoy free monthly subscription fees until their 23rd birthday.

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Recommended for

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■ People who want to steadily build assets for the future

■ Beginners who are interested in investing but have difficulty getting started

■ People who want to incorporate investing into their daily routine

■ People who already invest a large amount and want to manage their assets at a lower cost

■ People who want to start investing using various points or ANA miles

■ Students (monthly subscription fee is free with the "TORANOKO Student Discount")

■ People who want to develop an interest in world news and economics through investing

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Main Features

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■ In addition to setting up a monthly investment plan, you can also enter your own investment amount and invest it once a month.

■ The "Change Investing" feature collects change data with each purchase and allows you to invest that change.

■ Monthly investments are automatically transferred from your bank account to your investment account. No transfers or other payments are required.

■ Choose from three investment funds based on your risk tolerance. Simply select one fund to diversify your investments across global assets. Each fund is modeled by our financial engineering experts, who have provided investment models to central banks and pension funds around the world. Experienced fund managers manage your investments based on these models and ensure appropriate risk management.

■ Easily check your investment status on the app. It also displays the gains and losses of each asset class, such as U.S. stocks, Japanese bonds, and emerging market real estate. A simulation function is also implemented to simulate what would happen if you continued to invest steadily in the same way.

■ Every week, our investment experts provide market commentary. Based on global news, you can easily understand why U.S. stocks rose or emerging market stocks fell.

■ We've implemented "Points Investment," which allows you to invest using points earned from shopping or ANA miles. This is a new investment method that starts with zero investment.

■ Withdrawals are possible at any time (a ¥300 withdrawal fee applies per transaction).

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Highlighted in the Media

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TORANOKO has been featured in numerous publications, including the Nihon Keizai Shimbun and the investment magazine Nikkei Veritas, as a completely new investment experience. It has also been featured on numerous television programs, including TV Asahi, TV Tokyo, and NHK.

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Contact Us

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■ Please contact us via our "Contact Us" form.

https://helpdesk.toranoko.com/contact

TORANOKO Customer Service

Email: help@toranotecasset.com

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Important Notices

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■ For details on the risks and costs associated with trading financial products, please visit the following website:

https://toranoko.com/

TORANOTEC Investment Trust & Investment Advisors, Inc.

Financial Instruments Business Operator, Kanto Regional Financial Bureau (Financial Instruments Business) No. 384