Taptap Send: Send money abroad

Taptap Send is an international money transfer service that enables users to send funds from the UK, US, EU, UAE, Canada, and Australia to recipients across more than 70 destinations spanning Africa, Asia, Latin America, and the Caribbean.

The app connects senders to a diverse network of banking and mobile money services across these regions. In Nigeria, transfers reach recipients through GTBank, Zenith Bank, Access Bank, UBA, and First Bank accounts. Ghana is covered by MTN Mobile Money, Vodafone Cash, AirtelTigo Money, and GCB Bank. Pakistan's financial infrastructure includes JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank services. Bangladesh can be accessed via bKash, Nagad, Dutch-Bangla Bank, and Islami Bank. India supports transfers to UPI, HDFC, ICICI, SBI, and Axis Bank accounts. In West Africa, Senegal, Côte d'Ivoire, and Cameroon are connected through Orange Money and MTN Mobile Money services. The app sends funds directly to both bank accounts and mobile wallets, allowing recipients in each country to collect money through whatever payment method their local financial system supports best.

As an authorised and regulated service under the Financial Conduct Authority in the UK, Taptap Send operates under formal regulatory oversight and provides standard consumer protections for all transactions.

Three major routes carry zero transfer fees: Nigeria, Ghana, and India. For other destinations, the app applies both an exchange rate margin and a transparent service fee that displays on the user's screen before they confirm the transfer. This upfront disclosure allows senders to compare costs across destinations and make informed decisions based on the exact amount their recipient will receive and the fee they will be charged.

Transfers operate 24/7, including evenings, weekends, and public holidays, without delays based on banking calendars, allowing users to send money whenever they choose.

To initiate a transfer, users can fund their account using a debit card, bank transfer, or Google Pay. These options accommodate different user banking preferences and setups.

Security operates at multiple levels throughout the transfer process. All transactions use bank-level encryption to protect customer data and payment information. Each individual transfer requires authentication—users can choose between fingerprint recognition, face unlock, or a PIN code to authorise payment. This per-transaction verification adds a layer of protection beyond the account password. Identity verification is mandatory during account setup, a regulatory requirement in financial services.

Real-time tracking begins immediately after sending and continues until final delivery to the recipient's account or wallet. Users can monitor their payment's progress throughout the entire transfer.