Tala: Borrow Cash in Minutes

💰Get credit and loans up to MXN 22,000 in minutes with Tala.
Loans available with direct deposit, no proof of income or collateral required.

Financing in simple steps. You can qualify for larger amounts with on-time payments.

Apply for your loan and qualify for credit in just a few clicks.

Getting financing with Tala is easy. Our process helps you get loans for what you need. Direct deposit options available. Loans without a credit check

Tala is your financial ally

👉 Access to money thanks to Tala
✅ The money you need, when you need it
✅ Flexible repayment terms up to 120 days
✅ Loan increases for responsible borrowers up to $22,000 (restrictions apply)
✅ Fast loans with direct deposit to your bank account

👉 Over 12 million people trust Tala to get loans in just a few clicks
🛡️ Tala is 100% reliable and registered with Condusef*
✅ Tala has sound collection practices that comply with applicable regulations
✅ Online financing and loans
✅ Receive a $100 discount on your next loan by sharing a referral link with family and friends**
✅ 24/7 customer service for financing Easy

💵 Secure Loans

*Consult condusef.gob.mx or call 55 53 40 09 99 and 800 999 8080
**Terms and conditions of the referral program: talamobile.mx/programadereferidos

👉 How does Tala work?

✅ Download the app to get Tala loans
✅ Register your phone number
✅ Answer the questions and upload your INE (National Electoral Institute ID)
✅ Choose your loan amount and payment date
✅ Enter your bank account details so we can deposit the approved amount

How do I pay my loan?

• Interbank transfers (SPEI) or deposits at Red Paynet or OXXO stores

💚 Tala lends you, seriously

How do I apply for a loan?

✔️You must be a resident citizen of Mexico, over 18 years of age 🇲🇽
✔️You must have your current INE (National Electoral Institute ID) and a phone number

Recurring Credit Line Terms
Apply for another loan if you pay on time (restrictions apply)

Review the loan terms and conditions before making any monetary or credit transactions. https://talamobile.mx/terminos-y-condiciones-del-uso-de-la-app-tala-mobile/

Example Rates:
$1,000 Loan with a 120-day term:
•The total one-time fee will be $508.60 (50.86%*)
•VAT of $81.40 for a total of $1,590
•APR Information: 851% without VAT**
• Annual Interest Rate: min. 203%, max. 438% excluding VAT
• Minimum repayment period: 120 days
• Maximum repayment period: 120 days***

About the loans
• Credit limit: $300 to $22,000 MXN
• Pay a fixed interest rate starting at 11%, depending on the repayment term you choose
• Fixed annual interest rate, minimum 203% and maximum 438% excluding VAT
• Choose your payment terms based on the approved loan amount
• Terms can be up to 120 days

*A one-time late payment fee of 10% of the outstanding balance applies to loans with overdue payments. Other terms and conditions may apply.

Average Annual Percentage Rate (APR)* 851% excluding VAT. For informational and comparison purposes only. Calculation date: January 2026. Tala will not charge any additional fees beyond the service charges (and the late payment fee if you don't pay on time).

***Your ability to pay should not exceed 35% of your income; the cost of non-payment is very high.

Privacy
The data collected is used to verify your identity and create your credit profile. We will not disclose your information without your consent or sell your data to third parties. Privacy Policy: talamobile.mx/aviso-de-privacidad-mx/

Contact
Email: hola@talamobile.mx
Website: www.talamobile.mx
Address: Colima 161, 4th floor | Col. Roma Norte | Delegación Cuauhtémoc | CP 06700 | Mexico City

Tala offers recurring credit line limits. Tala does not associate with quick loan apps such as Didi Finance, Plata, Kueski Loans, Mercado Pago, Stori, Credmex, MexiCash Loan or MexDin