Richart

The most widely used digital bank!

Winner of the German Red Dot Design Award…and 80 other domestic and international awards

All convenient financial services in Richart↓ Download Richart now! Deposits, credit card payments, transfers, currency exchange, investments, bill payments, loans—all in one app!
*Promotions and activities are subject to the Richart website.

Richart's features:

I. Online account opening/appointment: Super easy application, even from home! Just your phone and two ID documents, and you can complete the application in 10 minutes.

II. Effortless trading and investment:

【Any Transfer】Still struggling to pay bills at gatherings? Richart offers instant transfers! Simply enter your friend's phone number or email address to easily pay without cash. No more awkward payments, everyone's happy at gatherings!

【Fast and accurate currency exchange】Earn more with our foreign currency deposits and enjoy high interest rates! Richart not only offers real-time currency exchange rate monitoring but also provides convenient features like exchange rate notifications and currency conversion calculators, allowing you to quickly and easily get the best rates! Plus, enjoy high interest rates on various foreign currency savings and fixed deposits – double the benefits!

[Invest from NT$10] Start investing with just a penny! There's also "Richard's Investment Portfolio"!

You can purchase Richart's fund investment portfolio for as little as NT$10 and track your investment returns at a glance, making fund investing as simple and fun as a game. There's also "Richard's Investment Portfolio," where Richard selects and customizes your portfolio, monitoring the market and providing adjustment suggestions – even beginners can easily get started!

[Smart Budgeting and Bill Payment] Super-easy budgeting, pay bills without leaving your hands! Phone bills, clothing expenses, dining expenses… the Richart APP keeps track of everything and automatically analyzes your income and expenditure details, making it easy to understand where your money is going! Even better, you can pay your phone bills, credit card bills, water bills, and electricity bills from home, easily tracking every penny you spend – it's hard not to love it!

And that's not all! In addition to deposit and investment fee discounts, you get 5 free cross-border withdrawals and transfers each month. Plus, there are over 3,000 Taishin ATMs across Taiwan, so you can enjoy the joy of saving money with Richart wherever you go!

Want to learn more? Please visit the Richart website: https://richart.tw Richart 24-hour customer service hotline (02)8798-9088 / 0800-888-800 (local calls only)

========== For Foreigner Users ===========
Foreigners can now open a Richart account (If you hold a Resident Certificate(ARC))!
Visit Richart's exclusive website designed for you ( https://richart.tw (click foreigner account)) and you can open an saving account within 5 mins!
The process is super easy and fast! Count on Richart for all banking needs in Taiwan!
You will need to download Richart app to authenticate NTD and multiple currency transfer transactions.
If you need any help, you can reach out to Richart 24 hour customer service: (02)8798-9088/ 0800-888-800 (press 3 for English service)
Richart foreign account is online! Open an account with a valid long-term residence permit! Visit our dedicated webpage (https://richart.tw (foreigner account button)) and open a digital account online in under 5 minutes – simple and convenient! After opening your account, you can download our app for Taiwan-foreign currency transfer transactions – safe and fast! If you have any questions, feel free to contact us! Richart 24-hour customer service hotline: (02)8798-9088 / 0800-888-800 (Press 3 for English service)

●Total Fee Percentage:
Richart Credit: Total Fee Percentage: 4.12% - 16.39%
Reserve Fund: Loan annual interest rate 3.99%~13.99% (fixed rate) Please refer to the Richart website for the correct percentage.

●Fund investment involves investment risks. Investors should carefully read the fund prospectus before subscribing. ● Foreign currency transactions involving currency conversion may result in exchange losses. Applicants should carefully consider and assess the situation before deciding whether to proceed.

● To provide a better trading service, Richart currently only supports Android 6.0 and above. Please update your operating system as soon as possible to continue using the Richart APP service!

● Reminder: To ensure the security of your account, please install security software on your mobile device.