myFlexPay (powered by Stream)

Access your earned wages instantly instead of waiting for payday. No more overdraft fees, high-interest credit cards, or financial stress.

myFlexPay (powered by Stream) partners with your employer to help you save, budget, borrow, and get paid on your schedule.

Key Features:
* Flexible pay - Access earned wages anytime. Instant transfers for a small fee or free standard transfers (1-3 days)
* Real-time tracking - View your shifts and earnings as they happen
* Smart saving - Market-leading interest rates on easy-access accounts
* Spending insights - Monitor all bank accounts in one place
* Exclusive discounts - Deals from hundreds of brands
* Tax Optimizer - W4 calculator
* Benefits checker - Discover eligible government benefits
* AI money coach - Personalized financial guidance

How It Works:
Download the free app, log in with your employer credentials, and request transfers when needed. Your employer pays you normally, minus any advances taken.

Note: Requires employer partnership with myFlexPay (powered by Stream).

This app is not affiliated with, endorsed by, or connected to the Internal Revenue Service (IRS) or any U.S. government entity. It is an independently developed tool intended to help users estimate their W-4 withholding for informational purposes only. This app does not provide tax, legal, or financial advice. Users should consult a qualified tax professional or use the official IRS Tax Withholding Estimator for definitive guidance.

Benefits information sourced from benefits.gov. W-4 guidance references the IRS Tax Withholding Estimator (irs.gov). This app is not affiliated with or endorsed by any U.S. government entity.