Milliy

Milliy is the official mobile application of the National Bank of Uzbekistan, designed to provide a full range of banking services directly from your smartphone. This app allows users to manage their finances efficiently and conveniently, making it a practical choice for anyone looking to handle their banking needs on the go. The application is available for the Android platform, enabling users to download Milliy and access its features easily.

Upon downloading the app, users must complete a quick online identification process to unlock the full suite of banking options. This streamlined identification ensures that all users can start utilizing the app's capabilities without unnecessary delays. The online microloan feature is particularly beneficial, allowing users to apply for and receive funds at any time of day. This service operates 24/7, eliminating the need to visit a bank branch and bypassing the requirement for guarantors.

Currency exchange is another significant offering within the app, providing users with a more favorable exchange rate compared to traditional exchange offices. This feature is especially useful for those who frequently engage in international transactions or travel abroad, as it can result in cost savings on currency conversion.

For individuals looking to grow their savings, Milliy offers online deposits with competitive interest rates. Users can easily set up deposits through the app, which simplifies the process of saving money without the need to visit a physical bank location. This feature encourages users to manage their savings conveniently at their fingertips.

The app facilitates cross-border and peer-to-peer transfers, enhancing the way money can be sent and received. Users can make transfers to cards from both national and international payment systems, such as Mastercard Send and Visa Direct, ensuring that funds can be sent seamlessly across borders. Additionally, the app supports transfers from certain foreign bank applications and popular money transfer services like KoronaPay and Asia Express, making it versatile for users who need to send or receive money from various sources.

Payment for a wide range of services is made simple within the app. Users can pay for utilities, mobile phone services, internet providers, government services, and even educational institutions such as kindergartens and training centers. This functionality saves time and effort, as users can manage multiple payments in one place without the need to visit different websites or offices.

Milliy also offers users the ability to open various types of bank cards online. Users can apply for virtual cards such as Humo, Visa, and Mastercard directly through the app. After placing an order for their chosen card, users can collect it at the nearest bank branch. This feature offers flexibility and convenience for those who require digital payment options.

Keeping track of finances is straightforward with Milliy. Users can view their account balances and transaction history for their UzCard, HUMO, Visa, or Mastercard accounts at any time. This real-time access to financial information empowers users to monitor their spending and manage their finances effectively.

The app includes a built-in map feature that provides detailed information on the locations of bank branches, ATMs, and exchange offices. This functionality is valuable for users who may need to find a physical location quickly, ensuring that banking services are accessible whenever needed.

Security is a priority for Milliy, with multiple layers of protection for users’ finances. The application allows users to log in using a pin code, graphic key, or biometric options such as fingerprint or Face ID. Additionally, users can set a secret question for password recovery, adding an extra layer of security to their accounts.

In light of its numerous features, Milliy stands out as a comprehensive banking solution for users in Uzbekistan. From online microloans and competitive currency exchange rates to seamless peer-to-peer transfers and bill payments, the app streamlines the banking experience. Users can manage their savings through online deposits and easily access their account information anytime. The ability to order bank cards and find nearby banking services enhances the app's practicality, while its focus on security ensures users can bank with confidence.

With its wide range of functions, Milliy serves as an essential tool for modern banking, catering to the needs of users in a digital age. As users navigate their financial journeys, the app remains a reliable companion, simplifying banking tasks and enhancing overall financial management.