МигКредит - займы на карту

MigCredit - microloan to the card in 15 minutes!

For new clients - free first loan! Install the application and get the first loan up to 30,000 ₽ for free! 0% rate!

If you need money before payday - apply for a quick loan online! It's easy - you only need a Russian passport, mobile phone, email and bank card. The decision to provide urgent loans is made automatically around the clock!

To get a loan online to the card, you need to fill out a simple application, we will review it and make a decision as soon as possible. A quick loan is our main goal, we have significantly simplified the process of getting a quick loan to the card for your convenience.

We are distinguished by a loyal attitude to our clients, trust in both current and potential borrowers. To take an urgent loan, you do not need to prepare a package of documents and waste time waiting for a decision on the application. There is only a minimum list of requirements that the borrower must meet.

You can get a quick loan for any purpose. To do this, independently select the amount and term of the loan provided by MigCredit:
- "Until payday". Amount - from 3,000 to 30,000 rubles, such an online loan is repaid in one payment.
- "Comfortable". Amount - from 15,000 to 100,000 rubles for new clients, term - from 2 months to a year, repaid in several payments.

You can get a loan around the clock - at any time, regardless of location and time zone, without leaving your home or office, even while traveling. The terms of receiving and servicing an online loan are comfortable and transparent: there are no hidden payments, additional commissions, imposed paid services. The rate on all loans is from 0% to 0.8% with daily accrual.
Microloans are an ideal way to improve your credit history and increase your borrower rating. This is especially relevant for those who plan to apply for a mortgage or make large purchases on credit in the future.

MigCredit is not just an MFI that issues loans online around the clock, without hidden interest and commissions, and operates confidentially and safely.
MigCredit is also one of the pioneers of the Russian microfinance market, a player from the top league of domestic online alternative lending platforms.
2023 – The company demonstrated the highest growth rate of loans issued in the industry
2022 – MigCredit technologies are recognized as the best in the microfinance market
2021 – Winner of the national award for the development of digital technologies
2020 – Leader in the MFI market by the size of the working portfolio
2019 – Leader in the volume of consumer microloans issued (Installment Loan)
2018 – The best microfinance company of the year according to Banki.ru

Terms of obtaining a loan:

Minimum debt repayment period is 61 days
Maximum debt repayment period is 364 days
Minimum annual rate is 0%
Maximum annual rate is 35.99%

The cost of the loan is calculated using the formula:
Amount to be returned = Loan Amount + Overpayment Amount,
where Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)
No additional fees are charged.

Example of calculating the total cost of a loan of 15,000 rubles for 70 days:
Interest rate for using the loan for each of the 70 days is 0.099% per day.
Full cost of credit (FCC) is 35.99% per annum.
Amount of accrued interest for 70 days of using the loan is 615 rubles.
Total amount to be repaid is 15,615 rubles.

Foreign penalty in case of failure to make any payment specified in the payment schedule on time is 0.1% per day of the outstanding principal amount.

In case of a delay in the last payment for 10 days:
amount of interest to be paid is 615 rubles.
amount of forfeit is 38.32 rubles.
total amount to be repaid: 15,000 + 615 + 38.32 = 15,653.32 rubles.

LLC MFC "MigCredit"
Address: 127015, Moscow, inner. ter. g. Butyrsky municipal district, ul. Bolshaya Novodmitrovskaya, 23, building 3, premises 1/7
OGRN: 1107746671207
Central Bank license: 2110177000037
Official website of the company www.migcredit.ru