LoanDigit

Apply for personal loans through a fully digital process with clear terms and disclosures. LoanDigit helps eligible users apply for loans offered by RBI-registered lending partners. Whether it’s managing planned expenses, education costs, or other financial requirement, LoanDigit enables a secure and transparent loan application process with clear disclosures on interest rates, fees, and repayment terms. Eligible salaried and self-employed individuals can apply for loan amounts ranging from ₹10,000 to ₹1,00,000, subject to lender assessment.

With a fully digital application flow and minimal documentation, LoanDigit helps users conveniently complete the loan application journey while ensuring compliance with applicable lending regulations.

Loan eligibility, interest rates, processing fees, and other charges are determined based on individual credit profiles and lender policies.

Loan Details (Indicative)
Loan Amount: ₹10,000 to ₹1,00,000
Loan Tenure: Up to 12 Months
Processing Fee: 3% – 5% (plus applicable taxes)
Application Fee: ₹236
Annual Percentage Rate (APR): 18% – 28% per annum
(APR may vary based on tenure, loan amount, and borrower profile)

Example Illustration
Loan Amount: ₹25,000
Tenure: 12 months
APR: 26.62% per annum
Approx. EMI: ₹2396
Total Interest Payable: ₹3750
Total Repayment Amount: ₹28750
Processing Fee: ₹1475
(₹1250 processing fee + ₹225 applicable GST)
This example is for illustration purposes only. Actual loan terms may vary.

Repayment Schedule:
Monthly repayment on the 5th day of each month

How to Apply with LoanDigit
Download & Register on the LoanDigit app
Complete basic profile details and e-KYC
Upon approval, initiate loan disbursement

Eligibility Criteria
Salaried, aged: 21-55 years
Minimum Monthly Income: ₹20,000
Valid PAN, Aadhaar and Bank statement

Our RBI-Registered Lending Partners
Fintree Finance Private Limited
LoanDigit is a digital lending platform and does not provide loans directly. These trusted NBFCs ensure compliant and secure personal loan disbursement through LoanDigit.

Important Disclosure:
Loan approval is subject to lender assessment, Interest rates, tenure, and fees may vary.
**Terms and conditions apply