Leobank — Mobile Bank & Kredit

Leobank is the first mobile-only banking service in Azerbaijan. More than 1.5 million people have already become our customers and have forgotten about going to the bank forever. Join us!

18 reasons to download the Leobank app

1. Free credit card
- One card for credit, personal funds, cashback and payments
- Issuance, delivery and service fees are free

2. Credit limit up to 15,000 ₼
- The loan can be used for up to 62 days without commission
- The decision on the loan is made immediately upon registration

3. Cash loan
- Loan up to 50,000 ₼ for up to 59 months at an annual interest rate of 15%
- The authorization fee is only 1%

4. Leo child card
- Free card for children from 7 to 18 years old
- The child receives his own card, Leo app and learns financial literacy
- Parents have full control over the child's expenses

5. Leo Prime VIP card
- VIP services for travel: CIP service, Premium Lounge, transfers to/from the airport, access to business lounges at airports, insurance and other opportunities
- 24/7 concierge service: hotel reservation, flowers, tickets and more
- Privileges at Sea Breeze: free access to the parking area, restaurants and entertainment
- Bonuses from the bank: Prime cashback, 7% income on the balance of personal funds on the card and in the Treasury, increased limits on transfers: up to 5,000 manat per month - no commission

6. Account and card for entrepreneurs
- Issuance, delivery and service fee of a business card are free
- Loan up to 15,000 ₼ for individual entrepreneurs
- Payment of taxes and other payments - no commission

7. Installment payment up to 24 months
- Future and already completed purchases, card transfers and cashouts can be divided into installments
- The commission is only 1.5% per month

8. Profitable and reliable deposits
- Rates up to 11% per annum - one of the best in the country!
- You choose the term, interest rate and payment method yourself

9. Installment
- Possibility of payment in installments and without commissions in partner stores
- You can divide the purchase amount into up to 24 payments

10. Cashback up to 20% from the bank and partners
- Choose 2 cashback categories from the bank every month and any number from partners
- Cashback is paid in real money immediately after payment

11. Treasury
- Save money for your dreams and earn 6% per annum with the Leo Black card or 7% per annum with the Leo Prime card
- Automatic rules help you save money without negatively affecting your budget

12. Invest with Leo
- Invest in stocks or cryptocurrency from 1 ₼
- Take a free course on the basics of investing

13. Payments and transfers
- Transfers to a Leobank card and utility payments are free
- Transfers up to 2000 ₼ to cards of other banks of Azerbaijan - commission-free
- Foreign transfers to bank cards
- Convenient parking payment — just scan your parking ticket
- ​​Receipt scanner for utility payments
- Top up the balance of Azerigaz and Azersu smart cards
- Shake and pay: just shake your smartphone to send money quickly
- Reactions to payments: send an emoji instead of “thank you” or “money arrived”
- Reply to a payment with a payment and repeat previous payments with one touch

14. Free top up of the card balance
- At Unibank ATMs or MilliÖn, E-Manat terminals
- From another bank card in the Leobank application
- Via Apple Pay

15. 24/7 caring support service
- There are no robots in support!
- Live communication only in any convenient messenger or by phone

16. Security

- Secret mode – no one will see your balance or transactions

- Change your PIN code or hide your CVV code directly in the application

- In case of loss or theft, you can block your card in a few clicks

17. VAT refund

- Scan receipts in the Leo application and get a VAT refund

- Transfer money to your Leo card in one click and without commission

18. Leo features

- Beautiful and understandable application.

- Many designs for your card

- Convenient spending analytics by country, clear graphs, labels and notes for payments