Krediska・Займы онлайн на карту

Krediska - online loans to your card: fast and hassle-free

Need money urgently, but payday is still a long way off? Krediska helps you apply for a loan online in minutes, right from your smartphone. All you need is a Russian passport. No lines or long waits. Need money urgently? Krediska is open 24/7.

Loans to your card - simple and convenient

Apply for a loan to your card at any time: applications are accepted 24/7. Once approved, the funds are immediately deposited to your Visa, Mastercard, or MIR card.

Why Krediska?

When you need money urgently, every minute counts. Our service helps you get a loan even with a less-than-perfect credit history. Krediska is a next-generation microfinance organization where convenience is paramount.

Microloans to your card are available to a wide range of people: no income statements or guarantors are required. Employment doesn't matter – loans are available to self-employed individuals, freelancers, students, and retirees online with a Russian passport.

Our advantages:
✅ First payday loan at 0% interest
✅ Online loans to your card in 10 minutes
✅ Online loans up to 50,000 rubles. The final approval amount is determined individually.
✅ Borrow money without visiting a branch – the entire process is in the app
✅ Loan to your card with transparent terms

Online loans – compare and choose the best

Krediska brings together offers from trusted microfinance organizations. Here you can find loans and microloans to your card, choose a payday loan or a longer term loan, and immediately compare terms. Getting a loan online and paying it forward has never been easier.

How do I apply for a loan through Krediska?

1. Specify the loan amount and term to your card – from 1,000 to 50,000 rubles. 2. Fill out a short application. No extra documents required, just a Russian passport.
3. Funds are deposited into your account immediately after approval.

Payday loan - when every day is in your account

Borrowing money until payday is a convenient way to cover urgent expenses. A loan deposited to your card will help pay for utilities or large purchases. The service is available to clients of any Russian bank - no guarantors or unnecessary documents required.

Online loan on favorable terms - no waiting time

Krediska is here when you urgently need money. Funds will be deposited immediately into your account at any time after your online loan application is approved. Whether you need money for education, medical treatment, or home improvements, we're here for you in any situation. Money deposited into your card, 7 days a week, 7 days a week - that's true financial freedom.

If you need more time, you can extend your online microloan in your personal account: select a new term and confirm with one click. Extensions are available 24/7.

Want to repay your loan early?

Early repayment is available any day without penalties or hidden fees—simply pay the amount through the app. The sooner you repay the loan, the lower your final overpayment.

All data is transferred over a secure connection. Krediska operates in accordance with Russian law, and your privacy is reliably protected.

Download Krediska now—getting a loan online is simple, fast, and accessible to everyone!

Online loan terms:
Minimum annual interest rate: 0% per annum.
Maximum annual interest rate: 36% per annum.
Minimum loan repayment term: 61 days.
Maximum loan repayment term: 100 days.
Interest and penalties accrued under the Consumer Loan Agreement may not exceed 1.5 times the loan amount.

Example of an online microloan calculation in the mobile app:
Amount: 15,000 rubles. for a period of 100 days.
Annual interest rate: 36% per annum.
Accrued interest for 100 days of loan use: RUB 1,479.45.
Repayment amount: RUB 16,479.45.

Legal information: Limited Liability Company Microcredit Company "Krediska" (OOO "Krediska MCC"). Taxpayer Identification Number (INN) 5262378712. Primary State Registration Number (OGRN) 1215200013170. Registration number in the state register of microfinance organizations: 2103322009711. Address: 603022, Nizhny Novgorod, Okskiy Syezd St., Building 8, Pom. P3, Office 303.

Privacy Policy, full terms and conditions, documents, contact information, and address are available on the website: https://krediska.ru