KlikUMKM

Get a fast loan with klikUMKM!

klikUMKM is licensed and supervised by the Indonesian Financial Services Authority (OJK) under registration number KEP-13/D.05/2021.

💰Loan Products
◉ Loan amount up to IDR 80,000,000
◉ Term: 91–180 days
◉ Interest rate (maximum APR): 36%/year

Loan Calculation Simulation Example:
For a IDR 2,000,000 loan with a 91-day term:

Daily interest: IDR 2,000,000 * 36% / 365 = IDR 1,972

Total interest: IDR 1,972 * 91 days = IDR 179,506

Total repayment: IDR 2,000,000 + IDR 179,506 = IDR 2,179,506

💪 Why Choose klikUMKM?
◉ No collateral required – Simply fill in the required information.
◉ 100% online process – No phone calls required, funds are disbursed immediately upon approval.
◉ Guaranteed Privacy – Personal data is protected.

😊 klikUMKM Application Process
Download the klikUMKM app on your mobile phone, create an account, and select the loan amount and term.

Complete your personal details – Ensure your selfie and ID photo are clear.

Verification process – The klikUMKM system will assess your eligibility.

Fund Disbursement – ​​Once approved, funds will be transferred directly to your account.

🔒 Privacy Security
klikUMKM, under PT Pinjaman Kemakmuran Rakyat, is committed to protecting user data and does not share information with third parties without permission.

📞 Contact Us
◉ Call Center: (021) 300-77-225
◉ Email: cs.admin@klikumkm.co.id
◉ WA: 0811-1928-2010
◉ Operating Hours: Monday–Friday, 9:00–18:00 WIB | Saturday, 9:00 AM - 12:00 PM
◉ Address: Artha Graha Building, 23rd Floor, SCBD, Jl. Jend. Sudirman Kav. 52-53, South Jakarta 12190

Beware of fraud! Ensure you only use official klikUMKM channels for all processes.