DigiCredit: Instant Loan App

Get Instant Personal Loans Anytime, Anywhere

DigiCredit is a Digital Lending App (DLA) that facilitates personal loans offered by RBI-registered Non-Banking Financial Companies (NBFCs).

Our Partner NBFC:
Khosya Finlease Private Limited (RBI Registered NBFC)

DigiCredit does not directly provide loans. Loan approval, disbursal, interest rates, fees, tenure, and repayment terms are determined solely by Khosya Finlease Private Limited in accordance with applicable RBI guidelines.

LOAN DETAILS & TERMS
- Loan Amount: ₹1,000 – ₹50,000
- Repayment Period: 62 days to 120 days
- Maximum Annual Percentage Rate (APR): Up to 36% per annum
- Processing Fee: Up to 10% of loan amount + applicable GST

Representative Example:
Loan Amount: ₹10,000
Tenure: 120 days
Processing Fee: ₹1,000 + GST (18%) = ₹1,180
Total Repayable Amount: ₹11,180
APR: Approximately 36% per annum

━━━━━━━━━━━━━━━━━━━━━━
WHY CHOOSE DIGICREDIT?
- Instant loan approval in minutes
- Quick disbursal directly to your bank account
- 100% digital & paperless process
- Minimal documentation required
- Flexible repayment options (62 to 120 days)
- Safe, secure & trusted platform
- No hidden charges — full transparency

HOW DIGICREDIT WORKS
1. Download the DigiCredit app
2. Complete your KYC in minutes
3. Apply for a personal loan instantly
4. Get quick approval and receive funds directly in your bank

LOAN BENEFITS
- Instant personal loans for emergency needs
- Short-term loan options starting from 62 days
- Fast approval with minimal steps
- Transparent process — no hidden charges
- Repayment period of 62 to 120 days

SAFE & SECURE
We prioritize your privacy and ensure your data is protected with advanced security and encryption standards.

ELIGIBILITY CRITERIA
- Indian resident
- Salaried individuals
- Age: 21–55 years
- Must complete basic KYC verification

DISCLAIMER
DigiCredit is a technology platform and Digital Lending App (DLA). Loans are offered by Khosya Finlease Private Limited, an RBI-registered NBFC. DigiCredit does not offer loans with a full repayment period of less than 62 days. Loan approval, loan amount, tenure, and interest rates depend on user eligibility, credit profile, and internal risk policies of the lending NBFC. All loans are subject to applicable RBI regulations and laws.

Download DigiCredit now and get your instant personal loan quickly and easily!