Desenrola Brasil: Limpa Nome

Disclaimer: Desenrola Brasil is an independent and informative application. It is not created, operated, or endorsed by the federal government, Caixa, the Federal Revenue Service, the Central Bank (BCB), Serasa, SPC, or any other official body.

Desenrola Brasil brings together, in one place, clear information on how to clear your name, check your CPF (Brazilian taxpayer ID), monitor your credit score, and renegotiate overdue debts. Instead of promises, the app explains the step-by-step process, indicates official channels, and helps you prepare before closing any agreement.

CPF, Serasa, and SPC Consultation
Understand how to check your CPF, monitor your Serasa score and CPF score, and check if your name is on a blacklist. We show how Serasa and SPC consultations work, the difference between Serasa consumer and SPC consumer, and how to access services such as amounts to be received and FGTS (Brazilian severance pay fund), always through official channels. This way you know where to check your CPF (Brazilian tax ID), your credit score, and your debts safely at Serasa and SPC.

Debt Settlement and Renegotiation Simulator
Enter the debt amount and how long it has been overdue, and see an estimate of the discount and installments. It's an informative simulation to help you be better prepared when negotiating debt, closing a deal, and settling debts with more peace of mind.

Step-by-step guide to clearing your name
Learn how to clear your name in an organized way: how to participate in the debt settlement fair, how to regularize your CPF, how to make agreements, and how to clear your name with Serasa and SPC. We've gathered the questions about Serasa debt settlement and Serasa name clearance in a simple guide, so you can get out of debt and regain access to credit.

Debt Clearance Fair and Important Dates
Keep track of debt clearance fair and Serasa debt renegotiation campaigns, as well as debt renegotiation drives, so you don't miss the best conditions to settle debts and clear your name.

Credit Score: How to Understand and Increase It
See tips on how to monitor and increase your credit score, understand the relationship between credit score and CPF (CPF score), and what influences your score. Everything is explained directly, so you can manage your Serasa and SPC credit score while renegotiating your debts and clearing your name.

News, Tips, and Frequently Asked Questions
Stay up-to-date on the latest news from the Desenrola Brasil program and the new Desenrola Brasil, with news, financial organization tips, and answers to the most common questions about clearing your name with Serasa and SPC, CPF consultation, credit score, and debt renegotiation.

Who is the Desenrola Brasil app for?

For those who are in debt, have a negative credit history, want to check their CPF (Brazilian tax ID) and credit score, or better understand how debt renegotiation works in Brazil, the "clean name fair" (a debt settlement fair), and the Desenrola Brasil program.

Official Data and Channels
This app is for informational purposes only. For official consultations and negotiations, always use the Federal Government channels on Gov.br:
• Official Portal: https://desenrola.gov.br/
• Ministry of Finance: https://www.gov.br/fazenda/pt-br/acesso-a-informacao/acoes-e-programas/novo-desenrola-brasil

Important: all simulator results are estimates for informational purposes and do not represent an offer, approval, or guarantee of a discount. For official consultations and agreements, always use the channels of your creditor, Serasa, SPC, Caixa, the Federal Revenue Service, and other competent authorities.

Disclaimer:
This application, Desenrola Brasil, is not created, operated, or endorsed by the federal government or any other governmental entity. It is an independent initiative to assist citizens with information and guidance on debt consultation and negotiation. The brands mentioned (Serasa, SPC, Caixa, among others) belong to their respective owners and are mentioned for informational purposes only, without any affiliation or partnership. Use the features as an additional resource, without replacing the official channels for debt consultation and negotiation with the competent authorities.