BharatNXT: Business Payments

BharatNXT: India’s Trusted Business Payments App!

Join 10 lakh+ MSMEs on India's 4.6+ rated payments app. Pay vendors, rent, GST, and utilities with your credit card to get up to 50 days of extra credit and instant rewards. Manage all your business finances in one powerful, secure app.

🚀 WHY CHOOSE BHARATNXT? 🚀
✅ PAY WITH ANY CREDIT CARD: Make instant payments to vendors, landlords, service providers & more.
✅ EXTENDED CREDIT: Get up to 50 days of interest-free credit on every transaction to improve cash flow
✅ INSTANT REWARDS & CASHBACK: Earn up to 3% cashback and rewards on your business payments.
✅ ALL-IN-ONE PAYMENT HUB: Manage vendor payments, GST, rent, utilities, and insurance in one place.

💡 WHAT YOU CAN DO ON BHARATNXT 💡
➡️ Business & Vendor Payments: Pay suppliers and distributors with your credit card.
➡️ Rent Payments: Pay house/shop rent, maintenance, brokerage, or security deposit.
➡️ GST Payments: Generate and Pay GST challans instantly using your credit card or UPI.
➡️ Utility Bills: Settle Gas, Broadband, Electricity, Water, Landline, & Mobile bills.
➡️ Education Fees: Pay tuition, school, college, and hostel fees without hassle.
➡️ Insurance Premiums: Settle Health, Vehicle, Life, and Cyber insurance.
➡️ Recharges & Subscriptions: Manage DTH, FASTag, Cable TV, Society dues & more.

💳 CREDIT CARD SERVICES 💳
➡️ Credit Card Bill Payments: Manage and pay credit card bills from HDFC, SBI, Axis, Kotak & more.
➡️ Apply for New Credit Cards: Explore 100+ card options from 50+ banks. Find the best rewards, cashback, and lounge access for your business.

🛡️ INSURANCE OFFERINGS 🛡️
➡️ Compare, buy, and manage insurance policies, including accident and cyber protection, all from the comfort of the BharatNXT app.

🛡️ LOAN OFFERINGS (WE ARE A FACILITATOR) 🛡️
Please note: BharatNXT does not provide lending services directly. We only act as a facilitator, connecting you with our trusted, RBI-registered NBFC partners.
➡️ Personal Loans: We facilitate credit solutions from our lending partner FDPL Finance Private Limited to fulfill your personal goals.
➡️ Business Loans: We facilitate credit solutions from partner NBFCs to meet your working capital needs, purchase equipment, or fuel business expansion.
➡️ Sample Loan Terms:
• Tenure: 6 – 60 months
• Max APR: 36%
• Example: For a loan of ₹1,00,000 for 3 years at 15% interest, the EMI would be ₹3,467/month. The processing fee would be approx. 2% + GST.

🔐 SECURITY & COMPLIANCE 🔐
BharatNXT uses PCI-DSS, SSL, and ISO-certified technology for 100% secure transactions and fully complies with RBI guidelines.

📲 APP PERMISSIONS 📲
• SMS: For phone number verification.
• Location: Required for UPI transactions.
• Contacts: To select payees for payments.
• Camera/Storage: To scan QR codes.
• Accounts: To pre-fill your email.

📞 CUSTOMER SUPPORT 📞
Call: +91 98730 33604
Email: support@bharatnxt.in